Timothy P. Smith

Attorney at Law

Call for a FREE consultation (603) 623-0036

Frequently Asked Questions

researching the web

How long will the bankruptcy filing stay on my credit record?

Ten years. However your credit rating will come back faster if you remain current on secured loans such as mortgages and car loans.

Can I keep my house and cars if I file bankruptcy?

Yes, provided that the amount of equity you have in these assets is less than the allowable exemptions and you remain current on any loan secured by these assets.

Will the fact that I file bankruptcy be published in the local paper?

No, not unless it is a business case. However the bankruptcy records are open to the public.

Should I feel guilty about filing bankruptcy?

No, bankruptcy is designed to give honest debtors a fresh start.

The Law Office of Timothy P. Smith is a Debt Relief Agency

Featured Articles

woman gathering data

Which Chapter to File?

When a client who is considering filing for... read more

Frequent Questions


Duration of Record

How long will the bankruptcy filing stay on my... read more

Information Sources

Bankruptcy Pamphlet

Bankruptcy Pamphlet

Issued as a public service for general... read more

Next Steps...

Timothy P. Smith

Free Consult

Call (603) 623-0036 to get started.

read more